Cogent is the agentic AI workspace for travel and expense teams: ask any travel and expense question in natural language, and specialist agents plan the work, execute it across your live booking, card and expense data, and return a validated, cited answer in seconds.
Ask on Monday morning. Present on Monday afternoon.
4 of the 6 largest global T&E programmes run on PredictX.
Monday, 8:47am. The CFO wants to know why Q3 air spend is up 12%, and whether the answer changes the carrier negotiation that starts Thursday. Every system holds a piece of the answer. None of them holds the entire answer.
If it takes weeks to answer a travel question, you don't have reporting. You have reporting debt.
"The true potential for AI is not in taking over the jobs and tasks that people already are doing but in doing the work that is not being done by humans, that is too expensive or requires too much manpower."
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Cogent turns T&E reporting and analysis into a delegated workflow. You brief it in plain language; it plans the work, puts specialist agents on it in parallel across your consolidated booking, card, expense, HR and finance data, and checks the result against your business rules before you see it. Every answer arrives cited, with the working shown, plus the proactive insight you did not ask for but need to see.
Every thread works from the same data, in parallel, so specialists never wait on each other.
It runs on the Cogent AI Framework, so every thread inherits the same orchestration, permissions and audit trail. It works like a new analyst who read every record on day one.
The brief, verbatim from a live pharmaceutical deployment: "Show me all international flights in Q1 where no corresponding hotel was booked in our system."
Intent interpreted, specialists dispatched across booking, expense and card records in parallel.
Flight segments cross-checked against hotel records for the same dates, across a 10,000+ traveller programme.
Findings scored against business rules; the concentration pattern is flagged, not buried.
145 off-channel bookings, 80% traced to one department at one conference, protecting an estimated £45K to £55K in a single quarter. Cited, exportable, done.
Composes, formats and delivers auditable travel and expense reporting on demand, automated expense reporting with no deck assembly, every figure traceable to its source query.
Provides continuous monitoring of live spend for T&E leakage, unused ticket credits and rate-cap breaches, and surfaces each finding with an action plan.
Builds data-backed negotiation briefs from contract terms, historical spend and live market signal before you sit down with a supplier. Supplier performance and procurement analytics in one place.
Tracks utilisation against every airline agreement and flags routes drifting off-contract while there is still time to act.
Reads 100+ page supplier proposals, scores them against your requirements, and reclaims 40+ hours per sourcing cycle. RFP automation from submission to scorecard.
Continuous auditing and expense fraud detection, pre-reimbursement: audits every transaction alongside DetectX, reading receipts in any language for duplicate submissions and receipt anomalies, and drafts the auditor follow-up for you. Occupational fraud costs a median of $145,000 per case and expense schemes run a median of 18 months before detection.Source: ACFE Report to the Nations, 2024.
Scope 3 business travel emissions reporting: consolidates emissions by traveller, route and entity into audit-ready reporting.
The work that used to own your week, finished before lunch.
Copy any of these into Cogent and watch the plan build:
"Which travellers consistently book above the hotel rate cap, and what is the total overspend?"
"Model a £50 increase to the daily meal allowance across EMEA: total cost impact and affected travellers."
"Which routes have drifted off our negotiated carrier agreement this quarter, and at what premium?"
What happens after you paste one: threads, follow-ups and answers that show their working.
Chat with your data in one auditable thread: every question, plan and answer in one place.
Ask again whenever the data moves; every run executes on fresh, consolidated data.
Interrogate any answer in the thread: self-service analytics where the reasoning comes back with the figure.
Outputs land as formatted reports and spreadsheets, ready for the meeting, not for reformatting.
More briefs where those came from: the full Cogent prompt library, 50 across sourcing, policy, compliance, risk, sustainability and reporting. Browse the 50 prompts →
Cogent consolidates your travel and expense data through 200+ connectors maintained by PredictX, delivering travel data consolidation and travel data management across every entity, grouped across: TMC feeds · corporate cards · expense platforms · online booking tools and GDS · HR systems · finance and General Ledger. Connectors are native, permission-aware and sync in real-time, DetectX, PredictX's continuous transaction-audit engine, runs alongside for continuous audit, and deployment happens in minutes, not months. No rip and replace.
The savings logic is capacity: analysis that queued for weeks now runs in seconds, so decisions happen while they still matter.
Based on enterprise deployment patterns, individual results vary. See the outcomes these prompts produced
ISO 27001:2017, PCI-DSS, Cyber Essentials, GDPR, with data residency options.
SSO and role-based access enforced to row and field level; strict tenant segmentation.
AI audit trail and continuous controls monitoring: full audit log of every agent action, logged and traceable; DPA available on request.
Full architecture detail is documented on the Cogent AI Framework page.
Buyers arrive at Cogent looking for conversational analytics, spend analysis software, spend management or AI business intelligence. It does all four, and the distinctions below are the ones that matter when comparing it against a point tool.
Conversational analytics lets you ask a data question in plain language and get an answer back.
Spend analysis software consolidates purchasing data to show where money went.
Spend management is the practice of controlling what an organisation commits and pays across a category.
AI business intelligence is reporting where the system reads the question, runs the analysis and returns the answer.
BUILT ON THIS FRAMEWORK
Cogent is one of two products built on the PredictX agentic AI framework. Here is the framework itself, the other product, and the free prompt library.
The agentic AI layer Cogent runs on
Specialist agents plan, execute and validate
200+ governed data sources
Auditable to row and field level
The AI agent team for travel and expense
An AI agent team, not a chatbot
Human approval gates on every plan
Consultant-grade deliverables, exportable
50 AI prompts for travel and expense
Ten categories, copy and run
Starter pack for your first week
Free, no gate
Cogent answers questions. Orchestra finishes the job.
The question gets answered before the meeting, not after it.
Bring the question your team could not get to this quarter. The demo runs it live on data shaped like yours, so you leave knowing what Monday looks like with Cogent in it.
No new systems for travellers · Your existing feeds · Answers cited to source from day one
You open Cogent to review work, not to start it. Want it to arrive before you ask? That's Orchestra.
